Terms of Use | Rocketship Financial

Rocketship Financial Corporation ("Rocketship") provides you ("User") with access to its website, content, resources, tools and systems for communication, technology platforms, and other services through its systems (the "Service"), subject to the following Terms of Service (the "Terms").

By accessing or using this website or engaging in any form of communication with Rocketship, User comprehends and agrees to be bound by these Terms.

Terms and Conditions on any Advertised Offer

User may have received an offer to apply for financing (the "Offer"). This Offer is for an unsecured personal loan through the Rocketship Loan Program (the "Program"); loans may be funded by third party lenders and/or loan funding sources. Unsecured personal loans range between $1,000 and $50,000 and will vary according to creditworthiness. Rocketship does not guarantee that User will be approved for a loan or a particular loan amount, or by any particular lender. Rocketship does not endorse any particular lender, nor does it control the creditworthiness qualification eligibility criteria of any participating third-party lender or loan funding source. This service and offer are void where prohibited.

Important Notice:

The Program may be unable to extend credit, if, among other reasons, and without limitation, after User responds to the Offer, the lender determines that User does not or no longer meets the criteria established prior to the Offer. The Offer may be accepted only by the person identified in the Offer. Account approval is subject to reverification of User's credit history.

The Program may request verification of income and employment from User's employer(s). Self-employed or commissioned applicants may be asked for the past two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if User does not wish the Program to consider it as a basis for repayment.

Rocketship complies with the USA Patriot Act. When User responds and applies for a loan, Rocketship asks for identifying information and will request a consumer credit report which Rocketship will review to verify, among other things, User's identity. Upon request, User will be informed the name and address of the credit reporting agency furnishing any such report. Subsequent consumer reports may be requested and used in connection with an update, renewal, or extension of credit.

User must be at least 18 years of age to accept the Offer.

Service Terms

User agrees not to use the Service for any commercial purpose, including reselling and/or co-branding/private labeling.

As a condition of User's use of the Service, User agrees to provide:

True, accurate, current, and complete information about himself or herself as required by the Service's application form (such data being the "Application Information")
Maintain and promptly update the Application Information to keep it accurate, current, and complete in the event it should change
Rocketship has the right to use/disclose the aggregate application information to third parties in connection with marketing of services, subject to its Privacy Policy

If User provides any information that is untrue, inaccurate, not current or incomplete, Rocketship has the right to terminate the user account and refuse any and all current or future use of the Service.

Usage Obligations

As a condition of User's use of the Service User must not use the Service for any illegal purposes. User will be solely responsible for the contents of transmissions made by User or through User's account through the Service.

Prohibited Activities - User agrees not to use the Service to:

Obstruct or hinder the use and enjoyment of the Service by others
Violate any applicable local, state, national, or international law or regulation
Impersonate any person or entity, or falsely state or otherwise misrepresent User's affiliation
Interfere with or disrupt the Service or servers or networks connected to the Service
Transmit spam, chain letters, junk e-mail, or any duplicative or unsolicited messages
Upload content that is unlawful, damaging, harassing, defamatory, or otherwise objectionable
Upload files containing viruses, worms, or other malicious software
Violate the Fair Credit Reporting Act, Fair Debt Collection Practices Act, or any other law

Service Monitoring and Termination

Rocketship has no obligation to observe and monitor the Service. However, Rocketship reserves the right to review materials posted and to remove any material(s), with or without reason or notice. Rocketship also reserves the right to terminate User's access to any or all of the Service, at any time, without notice, for any reason whatsoever or no reason.

Rocketship reserves the right, subject to applicable attorney-client privilege and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part.

DEPENDING ON THE OTHER SERVICE(S) OR PRODUCT(S) PURCHASED OR ENROLLED IN BY THE USER, THE USER MAY BE SUBJECT TO ADDITIONAL AGREEMENTS AND LEGAL DISCLAIMER(S), WHICH WILL SUPERSEDE THESE TERMS WITH RESPECT TO THE SUBJECT MATTER FOR WHICH THE ADDITIONAL AGREEMENTS CONTROL.